Home Improvement • Utah Life • October 18, 2023

Double Office Remodel Tour With Hidden Cricut Station

by Kathy Campbell

I’m thrilled to give you a sneak peek into my client’s home office transformation here in beautiful Bluffdale, Utah! Penny and Brian Elwood turned their dining room off of their entry way into an amazing office space that functions for business and creativity.

This double office space is a game-changer, offering both functionality and style. Those double French doors not only flood the room with natural light, but also add a touch of elegance. With a dedicated craft area, Penny’s artistic pursuits have found their own cozy corner.

But that’s not all – let’s talk about our hidden monitor setup! On Brian’s side, the monitor is tucked away discreetly so there is no clutter, just clean lines and focused work vibes. And for those virtual meetings, the pull-out laptop table is an absolute lifesaver!

Of course, what’s an office without the essentials? Their printer and paper station is all set and ready to roll. From important documents to creative projects, they’ve got it covered in style.

Thanks Penny and Brian for sharing your gorgeous double office space with us!

Buying a Home • Financing • Senior Resources • October 18, 2023

How to Make the Most of Your Home Equity | MAXIMIZE YOUR FINANCIAL WELL-BEING | Plan for Retirement

by Kathy Campbell

MAXIMIZE YOUR FINANCIAL WELL-BEING

Are you a homeowner with equity looking for ways to maximize your financial well-being? Refinancing could be the key to unlocking new opportunities and improving your financial situation!

I sat down with Miles Pitcher, owner Superior Lending, to talk about how refinancing can be a powerful financial tool for homeowners. Here are some reasons why:

Lower Monthly Payments: Refinancing can help consolidate your debt and reduce your monthly mortgage payments, providing you with extra breathing room in your budget.
Cash-Out Options: If you’ve built up equity in your home over the years, refinancing can allow you to access that equity in the form of a cash-out option. This additional cash can be used to pay off high-interest debt, cover unexpected expenses, or update/remodel your home.
Debt Consolidation: Managing multiple debts can be overwhelming. By refinancing, you can consolidate high-interest debts, such as credit cards or medical bills, into one manageable monthly payment.
Change Loan Terms: Refinancing gives you the flexibility to change your loan terms to better align with your current needs.
Plan for Retirement: Be strategic in your long-term planning so you’re set for retirement. Investing in income-producing properties or adding an apartment to your existing home may be the key to a comfortable retirement. Another option may be to convert your loan to a reverse mortgage when you’re in your 60’s, to alleviate the stress of a monthly mortgage payment.

Don’t let your home’s equity go untapped

Your home is not just a place to live; it’s a valuable asset that can potentially enhance your financial well-being. Refinancing offers numerous benefits for homeowners, from reducing monthly payments and consolidating debt to unlocking equity for important expenses and retirement planning. Take the first step towards maximizing your financial potential by exploring the possibilities of refinancing with a professional lender. Take a look at our full interview below.

Buying a Home • Financing • October 18, 2023

First Time Homebuyer $20k Assistance Program | Talk with a Lender

by Kathy Campbell

Earlier this year, Utah legislators allocated $50 million to help first-time homebuyers purchase a new home.

I visited with lender and mortgage expert, Miles Pitcher of Superior Home Lending to talk about the ins and outs of the loan, who qualifies for it, and how to get started.

Here’s the gist: Each recipient will receive up to $20,000 (0% loan) to help with down payment, closing costs and/or interest rate buydown.

The application process will begin July 11, so now is the time to start your pre-approval process with a Utah Housing Participating Lender.

Program Requirements:

Must be a first-time homebuyer (haven’t owned a home in the last 3 years)
Purchase price limit is $450,000
Home must be new construction
Can be single family, twin, townhouse or condo
Must be a Utah resident for at least 12 months.
Money is lent at 0% interest (must be repaid upon refinancing or sell, or when the home is no longer your primary residence).
Applications must be submitted through an approved lender with pre-approval letter.
After you’re approved, you’ll have 90 days to identify the home you wish to purchase (will be possible to extend)
Money will be available for disbursement July 25
Your long-term mortgage type can be conventional, FHA or VA.

Income limits vary per county – here are a few examples:

- Utah county – (family size) 1-2 people – $121,200, Over 3+ people is $141,400
- Salt Lake Limits – $110,750, $127,350
- Box Elder – $105,350, 122,900
- Happy to provide info on other counties

Money is expected to go fast so there is no time to lose. I’m happy to assist you or someone you know take advantage of this opportunity! Visit utahhousingcorp.org for application details and info on approved lenders.

Utah Life • October 18, 2023

Owning Backyard Chicken in Utah: Nadia

by Kathy Campbell

Let’s talk chickens 🐔 I had the pleasure to visit with Nadia Booker about her flock, and get her tips for raising happy, healthy chickens.

The Bookers purchased their home 2.5 years ago. Fortunately, they were a client with vision! Since that time they have transformed their back yard- including adding a chicken coup and a spacious run. They made the coup from a metal shed by adding ventilation, a pop hole door, and beds for laying. Their chickens usually lay one egg a day in the spring and fall seasons which Nadia says is plenty for their family.

Nadia also tells us that what you feed your chickens greatly impacts the quality of their eggs. Their chickens are fed organic feed, dried worms, oats, and table scraps. This gives their eggs hard shells and are rich with nutrients.

Bonus Tip: Introducing new members to the flock can be tricky because if the flock suspects an outsider they will fight. To ease the tension, wait until your baby chicks have grown so they are the same size as the rest, and then place them in the coup at night when the brood is asleep. Nadia has found this technique most effective to keep the peace in the coup.

Home Improvement • Utah Life • October 18, 2023

Creative Ways to Decorate Your Home: How to Decorate With Plates, Cake Stands, and Rugs

by Kathy Campbell

We are back with color expert, Lisa Schuring, to talk about how to use items such as plates, cake stands, and rugs in decorating your home in new and interesting ways. Dive into a world of endless possibilities and unleash your creativity, as we explore how incorporating these items as decor can transform your home into the sanctuary of your dreams.

Lisa shows us an ingenious way to use thrifted plates as vibrant accents on your walls. By mixing and matching various patterns and hues, you can create a visually striking gallery that reflects your personal style. Whether you prefer bold, eclectic designs or subtle, harmonious arrangements, the possibilities are limitless.

To hang plates on the wall, Lisa suggests using a sawtooth hanger attached with epoxy to the back of the plate. This simple and inexpensive technique allows you to securely display your favorite plates.

Cake stands, with their intricate designs and playful colors, can take center stage on your dining table, kitchen counter, and entry table. Adorn them with seasonal decor, greenery, or delectable treats, instantly adding a delightful focal point to your gatherings.

Rugs also offer a myriad of decorating possibilities. Use them as wall hangings, bedspreads, or even a table runner as shown below to add warmth and texture.

One of the perks of using these items as decor is their affordability. Lisa shares that she collects plates found at thrift stores and yard sales for under a dollar. These cake stands and rugs can be found at Ross and HomeGood for a great deal. This budget-friendly approach allows you to experiment and curate a truly eclectic collection without breaking the bank.

Finding new ways to use common household items as decor offers a wealth of creative opportunities. Embrace your creativity, and let your home become a reflection of your unique style and personality.

Happy decorating!

Buying a Home • Inspections • October 18, 2023

Why You Should Get A Meth Test on Your Home

by Kathy Campbell

Should you get a meth test with your home inspection?

I’m going to highly recommend it and here’s why. As a Realtor, I am required to take continuing education classes to keep my license up-to-date, and a couple months ago I took a class covering meth use in Utah.

Did you know?

Utah is the seventh highest using state of methamphetamines.
The largest demographic of users are women with children.
It’s estimated that 1 in 10 Utah homes have had a meth user in the home.

Meth is a tricky drug to detect because it is odorless and colorless, but its effects are long lasting. Homes contaminated with meth are often not the ones you’d expect. According to Anne Atkin of Meth Mob who taught my class, the homes they see the most for meth contamination are homes of the elderly. The second highest are rental properties.

Some symptoms of being exposed to a meth contaminated house include nose and throat irritation, headaches, dizziness, confusion, nausea, and breathing difficulties. These can be exacerbated in babies and immunocompromised individuals.

I recommend using a professional to test for meth contaminates to achieve accurate results. If meth levels are found in a home, companies like Meth Mob have methods for decontamination that are highly effective. The average cost is $5,000.

Please reach out if you have any questions. I am happy to help you in your home buying process.

Senior Resources • Utah Life • October 18, 2023

Senior Activities: Thanksgiving Point Passes

by Kathy Campbell

Senior Passes at Thanksgiving Point

Thanksgiving Point in Lehi, Utah is full of activities for the kids this summer, and they offer many annual membership options for families and grandparents. With these passes you can visit all five of their venues including Ashton Gardens which is home to Dinosaur Island, Museum of Natural Curiosities, The Butterfly Biosphere, Farm Country, and The Museum of Ancient Life.

Each grandparent membership benefits two grandparents and all their accompanying grandchildren. The Bonus Grandparent Pass allows for two additional guests and the Premier Grandparent Pass allows for four additional guests. The basic pass costs $329/year, the Bonus Pass is $429/year, and the Premier Pass is $799/year.

Check it out, bring the grandkids, and enjoy this beautiful Utah summer!

Buying a Home • Downsizing • Selling Your Home • Senior Resources • May 30, 2023

The Complete Senior Citizen Relocation Guide: Making Your Move Stress-Free

by Kathy Campbell

Moving to a new home can be both exciting and daunting, particularly for seniors who may be facing unique challenges during the relocation process. Whether you’re downsizing, moving closer to family, or seeking a senior-friendly community, this comprehensive relocation guide is designed to help make your move a smooth and stress-free experience. From planning and organizing to settling into your new home, we’ve got you covered every step of the way.

1. Assessing Your Needs:
Before embarking on your relocation journey, take the time to assess your needs. Consider factors such as accessibility, healthcare facilities, proximity to family and friends, and lifestyle preferences. Identifying your requirements will help you narrow down your search and find the perfect destination for your next chapter.

2. Finding a Senior-Friendly Community:
Senior-friendly communities offer a range of amenities and services tailored to the needs of older adults. Look for neighborhoods that provide easy access to medical facilities, social activities, recreational opportunities, and transportation options. Research local senior centers, clubs, and organizations that can help you stay connected and engaged in your new community.

3. Downsizing and Decluttering:
Downsizing is often a necessary part of senior relocation. Start by decluttering your current home, sorting items into categories such as keep, donate, and sell. Take the opportunity to downsize your belongings, keeping only what is essential and meaningful to you. Consider hiring professional organizers or downsizing specialists who can assist you throughout this process.

4. Hiring Professional Movers:
Enlist the help of professional movers experienced in senior relocations. They understand the specific requirements of older adults and can provide assistance with packing, loading, and transporting your belongings safely. Research and compare moving companies to find one that offers reliable service, insurance coverage, and reasonable pricing.

5. Planning for a Smooth Transition:
Create a detailed moving timeline and checklist to stay organized. Notify utility companies, change your address with the post office, and update your subscriptions and memberships. Arrange for any necessary repairs or modifications to your new home to ensure it is safe and accessible. Consider hiring a real estate agent specializing in senior relocations to assist you in selling your current property or finding a new one.

6. Settling into Your New Home:
Once you’ve arrived at your new home, take the time to acclimate yourself to the surroundings. Unpack and arrange your belongings in a way that promotes comfort and accessibility. Familiarize yourself with the community, meet your neighbors, and explore local services and amenities. Join social clubs or organizations to connect with fellow seniors and establish a sense of belonging.

7. Seeking Support and Assistance:
Transitioning to a new environment can be emotionally and physically demanding. Don’t hesitate to seek support from friends, family, or support groups. Additionally, reach out to local senior services, which can provide valuable resources, information, and assistance during your relocation and beyond. Care.com provides a great relocation guide for seniors where they list the best moving services and how to avoid scams. View the guide here: Best Senior Moving Companies.

Relocating as a senior can be an exciting opportunity to embark on a new chapter of your life. By following this comprehensive relocation guide, you’ll be equipped with the knowledge and strategies to make your move stress-free. Remember to plan ahead, seek professional assistance when needed, and embrace the new opportunities that await you in your new home. Happy moving!

Utah Life • May 8, 2023

How to Sew a Love Bug Pillow | In Memory of My Mom

by Kathy Campbell

In memory of my mom who passed away a couple of years ago on Valentine’s Day, I made a Love Bug pillow using one of her iconic outfits. This quick and easy sewing project makes for the perfect handmade gift for someone you love or as a way to preserve the memory of someone you love. Learn how to sew your own love bug with the following tutorial:

Supplies:

5 fat quarters (Back, Front, Two Wings, Head)

Sharp scissors

Batting/Polyfil

Sewing Machine

Pins

Ruler

Buttons

Needle and thread

Iron

1 yard Trim (I used rick rack)

Paper and tape

Pen

Fabric glue (optional)

Instructions:

Iron your fabric to remove the creases.
Take your paper and assemble a 16” circle. This will be used as a template.
Take the fabric you want for the body and lay it face up.
For the wings, take two matching fat quarter pieces and fold them in half. Lay them face up on top of the body piece. Touch the wing corners at the top and fan out the bottom so they’re about 4” apart.
Take the fabric for the head and fold it in half.
Lay the head piece ⅓” of the way down over top of the other pieces right side up.
Take your back piece of fabric and lay it on top of the other pieces with right sides facing.
Trace a circle using your circle template and make sure to include about ½” for seam allowance.
Pin layers together and cut out the circle.
If you want legs, take your rick rack or other trim and cut out 2” strips.
Place the legs inside of the pillow with the edges lined up with the edge of the fabric. Pin in place.
Sew around the circle, leaving a 4” opening so you can stuff the bug.
Carefully clip notches all the way around so it will lay flat.
Turn the pillow right side out and make sure all the seams are smooth and the legs are poking out. Press seams if needed.
Sew or glue on the eyes.
Stuff the pillow with Polyfil or other stuffing until it’s the firmness that you like.
Use the needle and thread to slip stitch the 4” opening shut.

I hope you enjoyed creating your memory love bug. This is a great project to do with kids or grandkids, or for anyone looking for a quick project.

Here is a video tutorial showing how I made my love bug.

Thank you, Mom, for teaching me to sew!

moving • Packing • March 8, 2023

Packing Tips from a Pro Organizer | How to Pack and Unpack a Home and Stay Organized

by Kathy Campbell

I sat down with Kelly Miller, aka Organizer Extraordinaire with HomeFree Organizing, to get her tips for packing and unpacking a home. In this exclusive interview, Miller unveils her 1 2 3 Moving System to help you feel organized and less stressed when you move.

3 2 1 Packing Tips ⬇️

#3 – First, pack the things you don’t need for 3 months (ie. seasonal decor, air popper, dehydrator, extra towels, etc.) IMPORTANT – Labeling is everything. Label the contents of the box and include the number.

#2 – Pack things that you can live without for two weeks. (ie. vases, dvds, coffee table books).

#1 – Pack the things you need right away in these boxes. It’s not as important to label the contents of these boxes. You should include the number and the room they go in. These are the boxes to unpack first.

1 2 3 Unpacking Tips ⬇️

Unpack slowly if you can. Start with #1 and work your way to #3. By starting with the #1’s you will feel settled faster and you won’t be digging through dozens of boxes for important items.

The key to feeling organized is giving your items a good home. Where will they be the most helpful? Where can you easily access them? Think about where your eye level is in relation to shelves and cabinets. Put like things together if you can. Pro Tip – Scissors and tape can go anywhere and everywhere.

If you unpack intentionally, you will feel less cluttered and you’ll be able to stay organized.

Watch this exclusive interview on my Youtube channel here: https://youtu.be/zmgkKhRBpsE